Welcome
Providing a Full Range of Professional Services
We are a team of professionals that can help you with the best insurance rates out there!
We are a team of professionals that can help you with the best insurance rates out there!
Our commitment to excellence has granted us access to the best health plan options for you. We are experienced in Medicare, Medicaid, Obamacare and individual plans. Open enrollment begins October 1st. Please contact us to schedule your appointment today!
Let us help you find the top carriers in the industry to replace income that would be lost with the death of a wage earner or to provide cash to help ensure that your dependents are not burdened with your significant debt when you pass. Guaranteed to find you a policy that fits your needs without costing too much. Your first step is to find out how much you need and how much you can afford. We also offer final expense planning to help cover funeral costs.
While annuities can be a valuable tool to help you manage your income in retirement, our experience has shown that in many cases, clients who have purchased annuities don’t have a clear understanding of how this asset is working to their advantage or if their original goal is still being met with this type of solution. In certain cases, switching to a new annuity may be beneficial. Let us help evaluate your strategy!
MPI is a type of insurance policy that helps your family make your monthly mortgage payments if you – the policyholder and mortgage borrower – die before your mortgage is fully paid off. Some MPI policies will also offer coverage for a limited time if you lose your job or become disabled after an accident. Some companies call it mortgage life insurance because most policies only pay out when the policyholder dies.
By taking the time to understand your individual needs, we are able to find a plan that is right for you. We are here for you every step of the way. Make sure to schedule a quick consultation with us!
Soon we will be offering insurance for homes, autos, all types of personal and business property, commercial buildings, businesses, liability, workers' compensation. Check back often for updates.
Please contact us if you cannot find an answer to your question.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.
Open enrollment begins October 1st. It is best to begin the process way in advance so that we can look for the plan that best suits you.
Unless you have experienced a “life” event, the only available individual health coverage would be a short term plan. Short Term Individual Health Plans are available now without a Qualifying event!
Yes, we can! We know what’s available to freelancers and other self-employed individuals. We’ll locate individual health insurance plans that can cover and protect you for your peace of mind, so you can focus on all the other tasks to keep moving forward in your career.
Please use the contact us link above, email us at thegaetangroup@gmail.com or call us at 305.349.3054. You may also use the "schedule a free consultation" link below.
Monday - Friday: 8am - 8pm
Saturday: Hours Vary
Sunday: Hours Vary
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